Generate HRA rent receipts
Add landlord details, rent, address, PAN, and date range. Export clean PDF receipts for ITR filing or HR submission.
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mMoney · Personal finance for India
mMoney
Auto-track expenses from bank and UPI SMS, generate HRA rent receipt PDFs for ITR filing, and split bills without spreadsheet cleanup.
- HRA rent receipt PDFs
- Bank SMS tracking
- Free with ads
- Premium removes ads
Three money jobs, one app.
mMoney is built around the repetitive finance chores Indian salaried users actually do: tax receipts, transaction logging, and shared expenses.
Track UPI and bank SMS
Turn financial SMS messages into expense entries so every payment is captured without typing the same thing twice.
Split and settle bills
Create groups for flatmates, trips, and shared purchases. See who owes whom and keep the settlement history clear.
Built around real transactions.
Open the app and the useful numbers are already on screen: monthly spend, yearly spend, categories, group balances, and receipts.
Expense dashboard
Monthly and yearly totals, category charts, and spending trends sit in one finance view.
Receipt PDFs
Batch-generate rent receipts instead of editing templates by hand.
SMS tracking
Financial messages become searchable transactions and categories.
Group balances
Track who paid, who owes, and what has already been settled.
Budget views
Keep spending categories visible without linking a bank account.
No premium feature gate.
Every mMoney feature is available in the free version. Free users see ads; Premium removes ads. The privacy policy explains SMS processing, transaction storage, sync, and account deletion.
- Free tier includes all features
- Premium removes ads only
- Financial SMS use is disclosed
- Account deletion available on request
Need HRA rent receipts for 2026?
Read the Android guide for required receipt details, HR checks, and ITR paperwork hygiene.
Common questions
Can mMoney generate HRA rent receipts for ITR filing?
Yes. Add landlord details, PAN, rent amount, address, and date range, then export the receipts as PDFs.
How does SMS expense tracking work?
mMoney reads financial SMS messages such as UPI, bank debit, credit, and card transactions, then creates expense entries from the amount and merchant details.
Does mMoney sell financial data?
No. mMoney does not sell your financial data. The privacy policy explains what is processed, stored, and synced.
Is every feature free?
Yes. The free version includes all features and shows ads. Premium removes ads.
Can I split bills with friends?
Yes. mMoney supports group bill splitting, member balances, and settlement tracking.
Is mMoney tax advice?
No. mMoney helps prepare records and receipts, but it does not provide tax, legal, investment, or financial advice.
Terms & Privacy
Start tracking without rebuilding your money system.
Install mMoney, let the app do the repetitive logging, and keep your HRA paperwork ready before tax season panic starts.